Health Into Retirement

An employee must meet all the following requirements to be eligible to enroll or continue enrollment in health and dental as a retiree:

If you separate from employment, without retiring, health coverage will be terminated the first of the second month following the date of separation.

Note: Retirees who elect a lump sum payment are not eligible for health benefits.

Once an employee retires, CalPERS becomes the Health Benefits Officer. Retirees should be directed to the CalPERS Customer Contact Center at 888 CalPERS (or 888-225-7377) with any questions.

Dental Coverage Level in Retirement

If you are enrolled in a CSU Delta Dental plan, your dental coverage generally continues automatically into retirement if your permanent separation date and retirement date are within 30 days of each other.

Dental coverage level options for eligible employees and dependents include the Basic (no monthly premium cost, with a reduced level of coverage) or the Enhanced level (Monthly premium to be deducted from retirement checks and enjoy the same level of coverage you are used to).

View retiree dental rates at: Transitioning from Active to Retired Dental Coverage (CSU Chancellor's Office website).

Note: Faculty Early Retirement Program (FERP) dental benefits remain at the enhanced level at no cost, during your FERP appointment.


Vision Insurance does not automatically continue into retirement. Vision insurance is a voluntary benefit and to continue it into retirement an employee must request enrollment by completing the VSP Retiree Vision Enrollment Form which is available through campus benefits or by visiting the CSU Retiree VSP Website.

Once enrolled, the premiums will be deducted from the former employee's retirement check.

Other Benefits

Employees may port the employer-paid life insurance plan, voluntary life insurance plan, and critical illness plan and pay for premiums once retired. Employees must already be enrolled in these plans at the time of retirement. Please contact the individual plans for additional information.